Edward Jones adds financial adviser, Credit Union of Colorado offers advice during National Readiness Month – Canon City Daily Record

Edward Jones financial adviser Jacob D. Francis recently announced that financial adviser Christian Pineda joined the Cañon City office on August 30.

“I’m really looking forward to working with Jake and Sue,” Pineda said. “I will have all the benefits of working with an experienced investment professional while getting to know local investors.”

“Edward Jones prides itself on providing the best possible service to investors who choose to do business with us,” said Francis. “Christian will help provide the high level of service that investors in our community have come to expect and will expand our services to new investors.”

The branch is located at 719 Royal Gorge Blvd. The phone number is 719-276-3443.

Credit Union of Colorado offers guidance during National Readiness Month

September marks National Preparedness Month. Disasters and emergencies can occur in a variety of ways, from home emergencies like leaking pipes, appliance failures, and downed trees to widespread disasters caused by fires and floods. Regardless of their form, disasters can have a negative impact on finances.

According to a Federal Emergency Management Agency (FEMA) Financial Resilience Survey, 91% of people who experienced a disaster reported a financial impact. FEMA data shows Colorado is one of the top 10 states at risk of natural disaster, with the Marshall Fire being one of the 10 costliest fires in US history according to the National Fire Protection Association.

“The Credit Union of Colorado is here to help our members when they face financial challenges that often result from unforeseen disasters and emergencies,” says Donna Stotler, Cañon City Branch Manager at Credit Union of Colorado. . “Our team strives to learn about our members’ unique situations so that we can take a personalized approach to meeting their financial needs.”

While no one likes to think of a disaster, there are ways to prepare and help build financial resilience in the face of a disaster or emergency. It is important to compile all vital financial documents and contacts such as bank account information, financial records, and insurance information. When life changes occur, review and update such records as estate plans, financial accounts, W-9 tax deductions, life insurance beneficiary designations, and occupational health coverage. Finally, keep original financial documents in a safe place such as a safe and make sure you have hard and digital copies on hand.

In addition to having financial documents in order, building an emergency fund with enough money to cover a minimum of three to six months of living expenses can help cover bills and unexpected expenses. The first step in establishing an emergency fund is to set a realistic savings goal. If saving enough money to cover six months of expenses seems overwhelming, break down your goal and work on saving enough to cover one month of expenses at a time.

Once the goal has been set and savings have begun, it is important to save the money in a dedicated account that earns interest. Setting up automatic deposits from paychecks or transfers from your checking account automates the process so it’s easier to save and you’re less likely to spend money on frivolous purchases.

For more information on financial preparedness, download FEMA’s free Emergency Financial First Aid Kit or visit cuofco.org to explore the library of articles and resources designed to help you achieve your financial goals as well as banking and savings options available.

Geraldine L. Melton